{
  "status": "PASS",
  "checked_at": "2026-09-04T14:44:20.544357+00:00",
  "reviewer": "same authoring agent; separate deterministic numeric implementation, not independent financial assurance",
  "numeric_assertions": 28540,
  "checks": [
    "Every market-data input fact and exact evidence cell checked against both immutable snapshots",
    "All official CPI cells reconciled to downloaded CSV; missing month and publication cutoff retained",
    "20 complete calendar years, both CAGR conventions, real wealth, annual compounding and separate unannualized 2026 YTD reconciled",
    "Every monthly wealth point checked, including null October 2025 real wealth",
    "Every daily drawdown, selected peak/trough/recovery, real monthly recovery, volatility and both VaRs independently recomputed",
    "Every rolling-window endpoint, return, inclusion set and summary recomputed for both samples and both bases",
    "Default withdrawal scenario reconciled with independent terminal-value formula; no-withdrawal order invariance verified",
    "Issuer closing-price corroboration, preserved July return-method gap, security-weight sum and hypothetical shock verified"
  ],
  "source_hashes": {
    "artifacts/market-data/MD-7cc518b28ffb413e.json": "3638375103700b689f3fb30860899a7fb16df78a2e5d83544870cd93eee542a5",
    "artifacts/market-data/MD-07997c2ce65348b1.json": "0c540012d517c33e091c1600f83edd3dbda941c844d1af851b4ab6ea96d527bd"
  },
  "model_sha256": "0064acbeb2ce46cf246a2ff7f3d6bfe03e69c9c33b132820a8d31997dc25d681",
  "limitations": [
    "Yahoo accuracy, point-in-time vintage and full exchange-calendar completeness are not independently established.",
    "Primary narrative locators and issuer observations reviewed by the same agent.",
    "Past US-market windows overlap and are not future probabilities.",
    "CPI missing-month handling and Yahoo adjustment warnings remain visible."
  ]
}